M Journey Corporate Online Banking provides ease of banking services via simple and user friendly internet banking connections.
Provides online access to the most updated account information such as :
Types of Payment Services offered under e-banking:
1) Payment services consists of:
The following are the services/functions not available during night mode (start time of night mode is 12.00am and end time of night mode is 5.00am) for CIB customer:-
Description |
Corporate Internet Banking (CIB) |
|||||||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
A. INTRABANK (Within MBSB Bank) | ||||||||||||||||||||||||||
Fees and Charges (RM per transaction) | FOC | |||||||||||||||||||||||||
Daily Transaction Limit (RM per account per day) | Resident
|
|||||||||||||||||||||||||
Non-Resident
|
||||||||||||||||||||||||||
Payment Reference: Availability of payer's and beneficiary's name with payment reference in beneficiary's and payer's bank statement respectively | YES | |||||||||||||||||||||||||
Future-Dated Payments | YES | |||||||||||||||||||||||||
Operating Hours | 24/7 (Except during “Night Mode” for certain transactions. Refer NOTES.) | |||||||||||||||||||||||||
Crediting Time | Business Day : Immediate Non-Business Day : Immediate |
|||||||||||||||||||||||||
Refund Time for Unsuccessful Transaction | Same Business Day to 3 Business Days or on best effort basis | |||||||||||||||||||||||||
B. INTERBANK GIRO (IBG) (To Other Banks Within Malaysia) | ||||||||||||||||||||||||||
Fees and Charges (RM per transaction) | FOC | |||||||||||||||||||||||||
Daily Transaction Limit (RM per account per day) | Resident
|
|||||||||||||||||||||||||
Non-Resident
|
||||||||||||||||||||||||||
Payment Reference: Availability of payer's and beneficiary's name with payment reference in beneficiary's and payer's bank statement respectively | YES | |||||||||||||||||||||||||
Future-Dated Payments | YES | |||||||||||||||||||||||||
Operating Hours | 24/7 (Except during “Night Mode” for certain transactions. Refer NOTES.) | |||||||||||||||||||||||||
Crediting Time |
*Note: If the future dated payment falls on non-business day, it will be processed on the next business day. |
|||||||||||||||||||||||||
Refund Time for Unsuccessful Transaction |
|
|||||||||||||||||||||||||
C. INTERBANK RENTAS (To Other Banks Within Malaysia) | ||||||||||||||||||||||||||
Fees and Charges (RM per transaction) | Outward RENTAS : SME: 2.00; Non-SME: 4.00 Inward RENTAS : FOC |
|||||||||||||||||||||||||
Daily Transaction Limit (RM per account per day) | Resident
|
|||||||||||||||||||||||||
Non-Resident
|
||||||||||||||||||||||||||
Payment Reference: Availability of payer's and beneficiary's name with payment reference in beneficiary's and payer's bank statement respectively | YES | |||||||||||||||||||||||||
Future-Dated Payments | YES | |||||||||||||||||||||||||
Operating Hours | 24/7 (Except during “Night Mode” for certain transactions. Refer NOTES.) | |||||||||||||||||||||||||
Crediting Time | Business Day: Before 3.00pm-Same day crediting After 3.00pm-Next Business Day crediting Non-Business Day: Next Business Day crediting |
|||||||||||||||||||||||||
Refund Time for Unsuccessful Transaction | Within 3 Business Days or on best effort basis | |||||||||||||||||||||||||
D. INTERBANK SWIFT (To Other Banks Outside Malaysia) | ||||||||||||||||||||||||||
Fees and Charges (RM per transaction) | Outward FTT : Commission: 2.00; Cost of Wire: 30.00 Inward FTT : 10.00 flat rate |
|||||||||||||||||||||||||
Daily Transaction Limit (RM per account per day) | Resident
|
|||||||||||||||||||||||||
Non-Resident
|
||||||||||||||||||||||||||
Payment Reference: Availability of payer's and beneficiary's name with payment reference in beneficiary's and payer's bank statement respectively | YES | |||||||||||||||||||||||||
Future-Dated Payments | NA | |||||||||||||||||||||||||
Operating Hours | 9.00 am – 3.30 pm on business day (FTT service will not be available on weekend and public holiday / non- business day) |
|||||||||||||||||||||||||
Crediting Time | Business Day: 9:00 am to 3:30 pm Non-Business Day: Next Business Day processing |
|||||||||||||||||||||||||
Refund Time for Unsuccessful Transaction | Within 3 Business Days or on best effort basis | |||||||||||||||||||||||||
E. DuitNow Transaction | ||||||||||||||||||||||||||
Fees and Charges (RM per transaction) | FOC | |||||||||||||||||||||||||
Daily Transaction Limit (RM per account per day) | Resident
|
|||||||||||||||||||||||||
Non-Resident
|
||||||||||||||||||||||||||
Payment Reference: Availability of payer's and beneficiary's name with payment reference in beneficiary's and payer's bank statement respectively | YES | |||||||||||||||||||||||||
Future-Dated Payments | YES | |||||||||||||||||||||||||
Operating Hours | 24/7 | |||||||||||||||||||||||||
Crediting Time | Business Day : Immediate Non-Business Day : Immediate |
|||||||||||||||||||||||||
Refund Time for Unsuccessful Transaction | N/A |
Note:
LIMITS ARE BASED ON PAYNET’S PREVAILING REGULATIONS, “BNM FEA DEPARTMENT’S DIRECTION TO FINANCIAL INSTITUTIONS (BNM/RH/CIR 000-2)” DOCUMENT ISSUED ON 28/06/2013 AND SUBJECT TO CHANGES.
FEES AND CHARGES ARE BASED ON “BNM CIRCULAR ON MEASURES TO ACCELERATE THE MIGRATION TO ELECTRONIC PAYMENTS FOR THE BANKING SECTOR” AND SUBJECT TO CHANGES.
DURING “NIGHT MODE” i.e. BETWEEN 12.00AM TO 5.00AM, THE FOLLOWING TRANSACTIONS CANNOT BE PERFORMED:
Corporate Internet Banking (CIB) |
---|
Bulk Payment |
Cheque Book Request |
e-Trade Services |
Interbank SWIFT |
Interbank RENTAS |
Payment for Financing Account |
Payroll |
Stop Payment on Cheque |
TD-i Placement |
TD-i Withdrawal |
Transaction History for CASA & Financing |
BUSINESS DAY REFERS TO BUSINESS DAY IN FEDERAL TERRITORY (MONDAY – FRIDAY).
NON-BUSINESS DAY REFERS TO SATURDAY, SUNDAY AND FEDERAL TERRITORY PUBLIC HOLIDAYS.
FOC = FREE OF CHARGE
* REFER TO CIB PACKAGES.
Description | Inquiry Package | Inquiry & Transactional Package | ||
---|---|---|---|---|
SME | Non-SME | |||
Single Payment | Monthly Fee | FOC | FOC | RM50.00 per month |
Intrabank Fund Transfer (within/not within own company)(RM per transaction) | Not Allowed | FOC | FOC | |
Interbank GIRO (IBG) (RM per transaction) | FOC | FOC | ||
Interbank RENTAS (RM per transaction) | RM2.00 | RM4.00 | ||
Interbank SWIFT (RM per transaction)(FTT excluding overseas agent charges) | Outward FTT Commission: 2.00; Cost of Wire: 30.00 Inward FTT 10.00 flat rate |
|||
DuitNow | Not Allowed | FOC | ||
Bulk Payment / Salary Payment / Payroll | Intrabank Fund Transfer (RM per transaction) | Not Allowed | FOC | FOC |
Interbank GIRO (IBG) (RM per transaction) | FOC | FOC | ||
Interbank RENTAS (RM per transaction) | RM2.00 | RM4.00 | ||
EPF, SOCSO, LHDN & ZAKAT (RM per transaction) | FOC | FOC | ||
Security Token | N/A | 1st 2 Tokens FOC. Additional Token chargeable at RM150.00 each (one time charge) | 1st 2 Tokens FOC. Additional Token chargeable at RM150.00 each (one time charge) |
Note:
FEES AND CHARGES ARE BASED ON “BNM CIRCULAR ON MEASURES TO ACCELERATE THE MIGRATION TO ELECTRONIC PAYMENTS FOR THE BANKING SECTOR” AND SUBJECT TO CHANGES.
FEES AND CHARGES ARE SUBJECT TO AVAILABILITY OF THE PRODUCTS AND SERVICES.
FEES AND CHARGES COULD BE WAIVED SUBJECT TO MANAGEMENT’S DISCRETION.
DEFINITION OF SME: For Manufacturing Sector, sales turnover not exceeding RM50mil or full-time employees not exceeding 200 workers; for Services and Other Sectors, sales turnover not exceeding RM20mil or full-time employees not exceeding 75 workers.
Category | Micro | Small | Medium |
---|---|---|---|
Manufacturing | Sales turnover of less than RM300,000 OR full-time employees less than 5 | Sales turnover from RM300,000 to less than RM15 million OR full-time employees from 5 to less than 75 | Sales turnover from RM15 million to not exceeding RM50 million OR full-time employees from 75 to not exceeding 200 |
Services & Other Sectors | Sales turnover from RM300,000 to less than RM3 million OR full-time employees from 5 to less than 30 | Sales turnover from RM3 million to not exceeding RM20 million OR full-time employees from 30 to not exceeding 75 |
SOLE-PROPRIETOR AND PARTNERSHIP ARE UNDER THE SAME GROUP WITH SME.
FOC = FREE OF CHARGE
Thank you for your interest in M JOURNEY Corporate.
MBSB Bank Berhad provides online assistance, inquiries, and system training on a request basis five (5) days a week, from Monday to Friday, from 10:00 a.m. to 4:30 p.m. (Except for KL public holidays).
These training sessions are available to all of our valued customers in a group setting. During these sessions, please do not disclose any confidential account information.
To register for a session, please send an email to dcmclientservices@mbsbbank.com with your business name and number of attendees.
Refer here